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We build vertical agents for the friction points that drain the most revenue: collections, retention, support, and sales. Each is a product. All share the same conversational brain.

01 / NEWCOB

NewCob

Debt collection and credit recovery. Conversational AI that negotiates, splits, and closes — in voice and WhatsApp. Pay-for-results pricing.

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02 / NEWCHAT

NewChat

AI-powered support and customer service. Resolves questions, opens tickets, and escalates to humans at the right moment.

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03 / NEWRETENTION

NewRetention

Credit contract retention. Identifies churn risk and acts before delinquency becomes a problem.

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04 / NEWSALE

NewSale

Reaches prospect lists via voice and WhatsApp, qualifies interest and purchase intent, closes contracts, and delivers hot leads to the sales team.

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0:00 / 0:00

AI agents that recover, support, sell and retain. Available 24/7, on any channel.

+38%AVERAGE RECOVERY RATE

Finance

Banks, fintechs, and lenders. The agent knows CDC, financial LGPD, Resolution 4.553, and regulatory flows like FGC.

CollectionRetentionAntifraud
+24%CHURN REDUCTION

Retail

E-commerce, retail, and marketplaces. Handles cart recovery, post-sale, returns, and loyalty without sounding like a bot.

Post-saleCart recoveryRetention
+52%DELINQUENT ENGAGEMENT

Education

Universities, online learning, and short courses. A late tuition turns into a retention conversation — not a collection that pushes the student away.

TuitionEnrollmentEngagement

Newcob revolutionised how we manage delinquency. We recovered 3x more in 6 months and the team finally has time for strategy.
3X RECOVERY
Carolina Silva

Carolina Silva

CFO · TechEdu Online

The success fee model was the deciding factor. We could test with no risk, and the results beat expectations. The AI is genuinely impressive.
SUCCESS FEE
Roberto Mendes

Roberto Mendes

Financial Director · HealthPlus Clínicas

We cut delinquency by 40% and improved NPS. The AI's personalised approach keeps our customers satisfied.
-40% DELINQUENCY
Juliana Costa

Juliana Costa

Founder & CEO · ModaVirtual E-commerce

Newup · OnlineSay hi on WhatsApp to learn about the platform right away.

30 minutes. You send a slice of your current collections script. We return 3 simulated conversations on your own data — before any contract.

Book a DemoOur team will reach out and schedule a call to understand your use case.