AI agents that recover, support, sell and retain. Available 24/7, on any channel.
We build vertical agents for the friction points that drain the most revenue: collections, retention, support, and sales. Each is a product. All share the same conversational brain.
NewCob
Debt collection and credit recovery. Conversational AI that negotiates, splits, and closes — in voice and WhatsApp. Pay-for-results pricing.
Get in touchNewChat
AI-powered support and customer service. Resolves questions, opens tickets, and escalates to humans at the right moment.
Get in touchNewRetention
Credit contract retention. Identifies churn risk and acts before delinquency becomes a problem.
Get in touchNewSale
Reaches prospect lists via voice and WhatsApp, qualifies interest and purchase intent, closes contracts, and delivers hot leads to the sales team.
Get in touchAI agents that recover, support, sell and retain. Available 24/7, on any channel.
Finance
Banks, fintechs, and lenders. The agent knows CDC, financial LGPD, Resolution 4.553, and regulatory flows like FGC.
Retail
E-commerce, retail, and marketplaces. Handles cart recovery, post-sale, returns, and loyalty without sounding like a bot.
Education
Universities, online learning, and short courses. A late tuition turns into a retention conversation — not a collection that pushes the student away.
Newcob revolutionised how we manage delinquency. We recovered 3x more in 6 months and the team finally has time for strategy.

Carolina Silva
CFO · TechEdu Online
The success fee model was the deciding factor. We could test with no risk, and the results beat expectations. The AI is genuinely impressive.

Roberto Mendes
Financial Director · HealthPlus Clínicas
We cut delinquency by 40% and improved NPS. The AI's personalised approach keeps our customers satisfied.

Juliana Costa
Founder & CEO · ModaVirtual E-commerce
30 minutes. You send a slice of your current collections script. We return 3 simulated conversations on your own data — before any contract.